Smart Business Ledger for Modern Businesses
Manage Khata, invoices, payments, expenses, budgets, customers, suppliers and business reports from one secure platform.
- Secure cloud records
- Mobile-friendly
- Employee access controls
- Export-ready reports
Today's Income
Rs 84,500
+12% vs yesterday
Today's Expenses
Rs 21,300
4 entries
Receivables
Rs 3,42,900
18 customers
Payables
Rs 1,08,400
6 suppliers
Profit trend
Last 8 daysRecent Khata entries
Ali Traders
Received · Cash
Bilal Store
Gave · Credit
Hassan Distributors
Received · Bank
Invoice status
Daily budget
Rs 21,300 of Rs 30,000 used — alert at 75%
Built for
Retail Shops Wholesalers Freelancers Service Providers Distributors Small CompaniesThe problem
Paper registers lose money quietly
SC Khata replaces scattered notebooks, chat screenshots and memory with one reliable record.
Without SC Khata
- Missing payment records
- Unclear customer balances
- Lost invoice proofs
- No daily profit view
- Difficult employee control
With SC Khata
- Centralized digital ledger
- Clear receivables and payables
- Professional invoices
- Secure payment proofs
- Real-time business reports
Core features
Everything your business records need
One platform for the ledger, billing, money movement and reporting.
Digital Khata
Track money given, money received, pending balances and complete customer history.
Professional Invoices
Create, print, share and export branded invoices with QR codes and payment details.
Payments and Proofs
Record online and offline payments with screenshots, receipts, photos, video or voice proof.
Income and Expenses
Monitor daily income, costs and business spending from one dashboard.
Budget Management
Set daily, weekly or monthly budgets and receive alerts before overspending.
Business Reports
View profit, loss, cash flow, receivables, payables and downloadable reports.
Customer and Supplier Records
Maintain complete customer and supplier profiles, statements and balances.
Team Access Control
Invite employees and partners and control exactly what each person can view or change.
QR Code Generator
Create business, payment, invoice and contact QR codes with custom styles.
Digital Business Card
Design and export professional business cards using business details and QR codes.
Voice and Receipt Entry
Save voice notes, upload receipts and prepare records for intelligent extraction.
Cloud Backup
Keep business information securely stored and available across devices.
Product preview
See how SC Khata works inside
Switch between the modules your team uses every day.
Today's Income
Rs 84,500
+12% vs yesterday
Today's Expenses
Rs 21,300
4 entries
Receivables
Rs 3,42,900
18 customers
Payables
Rs 1,08,400
6 suppliers
Profit trend
Last 8 daysRecent Khata entries
Ali Traders
Received · Cash
Bilal Store
Gave · Credit
Hassan Distributors
Received · Bank
Invoice status
Daily budget
Rs 21,300 of Rs 30,000 used — alert at 75%
How it works
Start in four simple steps
Create Your Account
Register securely and create your business profile.
Add Business Details
Add branding, payment information, invoice settings and contact details.
Add Customers and Records
Create customer accounts, Khata entries, invoices and payments.
Track and Grow
Monitor balances, budgets, expenses and reports from one dashboard.
Solutions
Made for the way your business runs
From a single counter shop to a distribution network with branches.
Retail Stores
Daily counter sales, udhaar customers and closing balance in one screen.
Wholesale Businesses
Bulk invoices, party ledgers and long recovery cycles kept clean and current.
Medical Stores
Supplier payables, credit customers and expense tracking without paper registers.
Restaurants
Daily income, kitchen expenses and staff spending against a set budget.
Freelancers
Client invoices with payment QR, partial payments and receivable reminders.
Agencies
Project billing, team access limits and monthly profit reporting.
Construction Businesses
Site-wise expenses, labour payments and material supplier balances.
Distributors
Route-wise recovery, shop ledgers and payment proof for every collection.
Service Providers
Job invoices, advance payments and customer statements on request.
Small Companies
Multi-user accounts, approval workflow and audit history for every action.
Team and permissions
Give access without giving control
Invite employees, accountants, cashiers and partners. Use predefined roles or build custom permissions for each person.
- Create Khata but cannot delete
- Record payment but cannot verify
- View assigned customers only
- Access one branch only
- Export reports only when allowed
Cashier — Main branch
Assigned customers only
Invoice
INV-1042
Invoice system
Professional invoices in seconds
Branded templates, correct calculations and a shareable link with QR — ready for print, PDF or WhatsApp.
- Multiple invoice templates
- Business logo and branding
- Tax and discount calculations
- Partial payments
- Payment QR
- PDF and image export
- A4 and thermal printing
- WhatsApp sharing
Security and trust
Your business records stay yours
Protection is built into the database, the storage and every user action.
Secure sign-in
Email and Google sign-in with session protection.
Business-level data isolation
Every business only reads its own records.
Role-based permissions
Module and action level control for each member.
Private payment proof storage
Attachments served through signed access only.
Audit history
Who changed what, with old and new values.
Secure cloud backup
Records stay available across your devices.
Sensitive account masking
Bank, IBAN and CNIC hidden from unauthorized roles.
Reports and insights
Know your numbers every single day
Daily Summary
Income, expense and closing position for the day.
Profit and Loss
Revenue against cost for any selected period.
Cash Flow
Money in and money out across accounts.
Customer Receivables
Pending balances with ageing buckets.
Supplier Payables
What your business still owes and when.
Expense Report
Category-wise spending with proof attachments.
Budget Usage
Spending against daily, weekly or monthly limits.
Payment Report
Every settlement with method and verification state.
Profit and loss
PDF · CSV · ExcelReceivables ageing
Real workflows
A day with SC Khata
Shop owner workflow
Opens the day with pending udhaar, adds counter sales, sends a statement to a customer and closes with a profit summary.
Freelancer workflow
Creates a branded invoice with payment QR, shares it on WhatsApp and marks a partial payment when the advance arrives.
Distributor workflow
Field staff record shop recoveries with photo proof while the owner reviews branch-wise receivables the same evening.
Install SC Khata on your phone
Works like a native app on Android, iPhone and desktop — bottom navigation, one-tap quick add and an installable app icon.
Pricing
Everything is free
Every feature, unlimited team members and branches — no plans, no upgrades, no card.
Rs 0
for every business, always
- Digital Khata
- Basic invoices
- Customer records
- Daily summary
- Everything in Free
- Payment proofs
- Expense tracking
- PDF exports
- Everything in Basic
- Budgets and alerts
FAQ
Questions business owners ask
Contact
Talk to the SC Khata team
Support hours: Monday to Saturday, 9:00 AM to 6:00 PM PKT